State support for small businesses is an important area of economic policy: today there are more than 5.5 million small and medium-sized businesses operating in Russia, which account for 21% of the country's Gross Domestic Product. It is planned that by 2030 the share of small and medium-sized businesses in GDP Russian Federation will reach 45%. That is why diverse government support for small businesses has entered its active phase. About what types of business assistance exist in our country, what subsidies entrepreneurs in Moscow and regions of Russia can count on - in our next material.
Let's start with the not so good news: federal subsidies for programs to support small and medium-sized businesses for 2016 are being significantly reduced. According to preliminary information from the Ministry economic development our country, only 11 billion rubles will be allocated for the entire program next year, whereas in 2014 this amount was more than 20 billion, and in 2015 – almost 17 billion rubles. These funds will be divided among all constituent entities of Russia on the basis of competitive procedures. Due to a noticeable reduction in support, the regions of the country will have to independently determine the priority areas of business activity for financing. In other words, public funds will go to really important areas of the economy: agriculture, trade, provision of utilities and household services, social entrepreneurship, innovation activity and others.
But, meanwhile, in our country, every small and medium-sized business has the right to count on comprehensive support from the state - this is regulated by various legal acts and, first of all, Federal law No. 209-FZ. Different programs have their own validity period, terms of provision and budget. In each region of our country, the relevant authorized body is responsible for the implementation of state support measures for small businesses. You can find their full list on the website of the Ministry of Economic Development of the Russian Federation.
There are different forms of support for small businesses, in addition to financing, cash subsidies or grants. This, for example, provides training and internship programs for aspiring entrepreneurs, accounting and legal services for small and medium-sized businesses on free terms, preferential rental of premises and many others. Small businesses in our country are supported under certain programs by both government and non-government organizations. But every entrepreneur has the right to take advantage of free help. For example, the opening of a business in 2015 in the regions is helped by funds for supporting small and medium-sized businesses (state or municipal), employment services, investment and guarantee funds, business schools, technology parks and other institutions. Let's briefly look at some of the forms of support that these organizations provide.
Municipal and government funds support for small and medium-sized businesses currently operate in almost all Russian regions of the country. Their goal is to conduct an examination of entrepreneurial projects, finance and support the most promising of them. Let's consider the options and conditions for providing subsidies using the example of the Russian capital. Of course, Moscow entrepreneurs can count on financial assistance from a number of organizations - support for small businesses in Moscow is implemented to the maximum. For these purposes, in 2012, the State budgetary institution“Small Business of Moscow”, which provides businesses with a range of subsidies. Moscow entrepreneurs can apply for cash in the amount of up to 5 million rubles. To do this, you need to contact the institution for advice, then fill out a number of documents. A prerequisite for receiving subsidies from the state to start a business is that all entrepreneurs must report on the use of the funds received within the prescribed period.
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In general, it should be noted that support for small businesses in Moscow in 2015 is especially relevant: we all know that business is now going through difficult times. The consumer market in both Moscow and the regions is significantly narrowing, and the planning of company activities is complicated by the instability of the economic situation in the country. The presence of a large number of types of subsidies for opening small businesses in Moscow in 2015 does not mean that developing a business in the capital is the easiest. This is also increasing competition, especially since each type of subsidy for small businesses is provided under different conditions. Let's look at some of them.
The amount is up to 500 thousand rubles, provided from the capital’s budget. Funds can be used to equip company premises and workplaces, purchase software or other fixed assets for the operation of the enterprise. Also, according to the conditions for issuing funds, the money can be used to rent an office in Moscow, purchase raw materials or materials, but the purchase amount should not exceed 20% of the total amount of the requested subsidy. A prerequisite for receiving this type of state support for small businesses in Moscow is that no more than two years must have passed since the registration of the enterprise, no more than 250 people must work in the company, and the legal entity must be registered with the tax authorities and have no tax arrears, fees and other obligatory payments.
This support for small businesses in Moscow is certainly in demand: the amount of this type of subsidy reaches 5 million rubles, and funds are issued subject to a financial lease agreement valid no earlier than 2013–2014. The targeted use of funds for the development of small businesses in Moscow must also be confirmed by the entrepreneur in a few months. To do this, you will need to provide the appropriate documentation.
You can learn more about the procedure for receiving subsidies for opening a small business in the capital in 2016 on the website of the State Budgetary Institution “Small Business of Moscow” or by personally contacting this organization. Relevant authorized bodies operate in each region of our country - they also provide various types of subsidies for starting small businesses.
Subsidies for small businesses from the state in 2016/2017 - very popular and effective way, through which the state provides support to small businesses. Subsidies are a way to encourage citizens to open and run their own business in state level. The government has developed a certain number of regional and federal significance. What is necessary to receive this type of subsidy will be discussed in this article.
The Government Small Business Support Program allows any Russian citizen who wants to open his own business to count on receiving some assistance from the state. Such assistance is provided free of charge, in the form of subsidies. This type of assistance has a strictly fixed amount, which is established by regional authorities and varies depending on the region in which business activities are carried out. Not all citizens will be able to receive this type of assistance, although no one is prohibited from applying for it.
The state will not be able to cover all the costs associated with starting a business, so having your own capital is necessary. A positive aspect when receiving subsidies is that they are provided free of charge. Unlike loans that banks provide to small entrepreneurs, no one will require the subsidies to be repaid. The only condition is the intended use of the money.
The state provides assistance to citizens who have official unemployed status. Therefore, if you want to open your own business and count on government assistance, you will have to register and register with the employment center, after which you will receive unemployed status.
To do this you will need the following documents:
Particular attention should be paid to drawing up a business plan. This document must prove the benefits that will arise from the creation of the enterprise. It must contain business case activities of the future enterprise and data on the approximate payback period.
The collected documents are submitted to the Employment Center, where they are reviewed by a commission specially created for this purpose, which makes a decision on issuing a subsidy or refusing to issue it.
If a positive decision is made, the future entrepreneur enters into an agreement with the CZN, on the basis of which gratuitous assistance is transferred to his account.
The state will provide a subsidy to an unemployed citizen only if the employment center was unable to offer him a job. The amount of the subsidy paid to entrepreneurs in Moscow is 10,200 rubles. The main purpose of this amount is to cover the costs of registering a legal entity, individual entrepreneurship, or farm. These costs are associated with paying for notary services, preparing documents for registration, purchasing forms, and making seals and stamps. In addition, future entrepreneurs are provided with advice and information support.
Information about the provision of subsidies and their size in each region must be obtained from local employment authorities.
The assistance provided by the employment center is minimal and is not enough for business development, especially at the initial stage. This situation can be saved by your own savings, which you will have to invest in business.
However, what if they are not there?
If your business project requires more or less serious investments, you should contact the territorial local authorities. In this case, you can count on assistance on a larger scale, which can reach up to 300,000 rubles.
When applying for help, you need to prepare the same package of documents as when applying for help at an employment center. You just need to submit it to the small business development department. Since the size of the subsidy provided by local authorities is much larger than in the central tax center, there is also greater competition among those applying to receive it. The decisive factor here will be the interest that your business program can generate among local authorities, which will encourage them to support your business and provide a subsidy.
If you were among the winners and were able to receive a subsidy, then you need to be prepared to provide a monthly report on the intended use of subsidized funds. If it turns out that the money was spent for other purposes, it will have to be returned.
The allocated money must be used throughout the year. If this does not happen, the remaining money will be refunded. All expenses that were carried out using subsidized money must have documentary evidence.
Communicating with government agencies that will support your future business, you need to know some nuances:
To support the growth and development prospects of small businesses, government agencies provide not only targeted financial assistance, but also provide other preferential conditions for doing business.
Regional programs may also exist to support and grow small businesses. Information about them can be obtained from the media or by consulting with specialists competent in this field.
Funds that support small businesses have bodies that can provide legal and accounting assistance to aspiring entrepreneurs. This service is very popular, as it allows you to significantly reduce the entrepreneur’s costs of attracting relevant specialists, which is very important at the initial stage of doing business.
Government subsidies for small businesses are an excellent help for energetic and enterprising people who are aimed at opening their own business and developing it, to provide for their family and society.
An entrepreneur who has received this assistance from the state will only need to submit a report on the intended use of funds (sales or cash receipts) and in some cases pay income tax (the Ministry of Finance of the Russian Federation in 2010 stated that a subsidy from the Employment Center is not income received as a result entrepreneurial activity and, therefore, is not subject to personal income tax, but now this statement is disputed).
To qualify for this subsidy, you will have to go through a journey that will take from one month to six months. And the first step on this path is to officially recognize yourself as unemployed, that is, register with the Employment Center at your place of residence. Those who have never officially worked anywhere before will only need a passport, a document confirming education, and an application in the established form (the form can be obtained from any central office). For others on the list necessary documents includes the following items:
There are clear rules regarding which person can be considered unemployed. Thus, the following persons cannot apply for benefits associated with the described category:
Under 16 years of age or, conversely, are age pensioners;
Officially employed (that is, working with an employment contract);
Full-time students;
Women on maternity leave for up to three years;
Disabled people from non-working groups;
Persons registered as business entities (individual entrepreneur or company with limited liability, and the individual entrepreneur must be closed no later than six months before the applicant begins to apply for a subsidy from the Employment Center);
Persons sentenced by a court to correctional labor or to restriction or imprisonment;
Persons who, in order to obtain unemployed status, have submitted documents that contain deliberately false information (for example, certificates distorting the real amount of wages, or documents containing incorrect information due to the applicant’s lack of income);
Persons who are not ready to immediately begin work if a suitable vacancy is available;
Persons who registered and within ten days refused two suitable vacancies offered by the Employment Center (including temporary earnings);
Persons who fail to appear within ten days from the date of registration to be offered suitable vacancies;
Persons who did not appear within ten days from the time of registration to register as unemployed;
Persons temporarily working in the territory of a foreign state;
Persons passing through present moment military service, service in the Ministry of Internal Affairs or alternative service.
After a future entrepreneur has received the official status of an unemployed person, he should not immediately rush to register as a business entity, since if a subsidy agreement is concluded, the labor exchange will in any case reimburse the businessman for this item of expense. At the same time, it is better to hurry up when submitting the documents required to receive a subsidy, since in many regions the number of allocated subsidies is limited - for example, 10 per year (and in St. Petersburg, according to recent years, there are even 5 subsidies per year). Therefore, the best time to submit applications is the beginning of the year - this way the entrepreneur has a better chance of getting into the allocated limit.
So, your next step is to identify yourself as an unemployed person who wants to start a business. To do this, you need to contact the Employment Center at your place of residence with a request for assistance in your self-employment. First, the center’s specialists will conduct a test with you, the purpose of which is to determine whether you are ready to start own business, and do you have the necessary skills, knowledge and personal qualities. If this exam is passed successfully, then specialists will advise you on the main areas of small business and the most popular projects in your city, tell you about regional programs to support small businesses and about those regulatory documents that regulate the opening and development of small businesses. If the need arises, the future businessman will be offered to take special educational courses on the basics of entrepreneurship, including economic and legal aspects, as well as familiarization with the registration procedure for individual entrepreneurs and LLCs.
This is a key step in terms of receiving a subsidy. If you have chosen an idea that you want to implement, but do not have the knowledge necessary to write a business plan, do not worry. The Employment Center specialists do not at all expect you to bring a voluminous stack of papers where your business project will be outlined in boring and cumbersome economic terms. Some labor exchange workers note that the complexity of presenting an idea and the main aspects of its implementation may be a reason to send a business plan for revision. Therefore, one of the easiest ways to draw up a plan for beginning entrepreneurs is to search for an adequate template on the Internet - using its main sections, you need to present your project in the specified format.
You can also seek help from a local business support center (there are such ones in almost every city) or order a business plan from a specialized company (however, it is not a fact that if you use the latter option, your costs will be reimbursed). In addition, representatives of the Employment Center can again help in drawing up a business plan. In any case, when choosing an area to open a business, remember that the labor exchange is more likely to support those projects that are socially priority (that is, manufacturing, catering, agriculture, transport and consumer services, as well as those entrepreneurial initiatives that create additional jobs, as this helps reduce unemployment rates).
When the business plan is ready, the future entrepreneur writes an application for a subsidy (the corresponding form is issued at the Employment Center), attaches a description of his project to it and submits the documents to the central planning specialists for further consideration. If approved, the Employment Center will enter into a special agreement with you to subsidize your business - that’s when you should register as a business entity.
To register as an individual entrepreneur, you will need a passport, TIN and an application of the established form, as well as a receipt for payment of the state fee of 800 rubles. To register a limited liability company - a receipt for payment of a fee of 4,000 rubles, a decision to create a company, its charter, statutory documents legal entity and again a statement. Registration costs in both cases are covered by the employment center - for this you must provide copies of receipts. Also, the central bank returns the funds that the entrepreneur spent on notary services (from 300 to 1,000 rubles), on the production of a seal (from 400 to 1,200 rubles), as well as for other legal or technical needs - of course, again with the provision of supporting documents documents.
After submitting all the checks, all that remains is to wait for the subsidy to be transferred to the current account of the business entity - and you can begin to implement your project. However, it must be remembered that after three months after receiving the subsidy, you must report to the state and the labor exchange representing it about the funds spent and prove that they were used specifically for business development and correspond to the sections provided for in the approved business plan (otherwise, the businessman will be obliged to return the amount received in full). To do this, you need to provide cash or sales receipts to the Employment Center.
Business development is one of the highest priority government tasks. After all, business is the basis for budget formation. From this article you will learn what the essence of the small business support program is, how to get a subsidy and what are the conditions for receiving a subsidy in 2019
Economic instability in Russia, which has been observed for more than a year, has deprived many citizens of jobs and decent wages. An alternative for this category of the population has become small and medium business. However, due to a lack of funds, most do not have the opportunity to open their own business. That is why the state decided to issue subsidies for opening and supporting small businesses in 2019.
A subsidy is a type of non-repayable cash assistance for business entities, which is issued for the intended use (business).
Assistance to small businesses may be allocated for the following purposes:
The allocated funds must be directed to the development of small and medium-sized businesses. Government authorities will later be able to request official supporting documents from the recipient, for example, checks, invoices with the specified amount. If the funds were not fully spent, the rest will need to be returned.
Private entrepreneurs in the industrial, housing and communal services, economic, social sphere, which:
To cover part of the interest rate, the entrepreneur provides a business plan and the necessary documents, after which a decision is made to provide financial assistance to this person.
In Russia it is offered state. financing individual entrepreneurs in special centers and business support funds, as well as in the Employment Center.
To receive financial assistance, officially unemployed persons must register with the Employment Center and fill out a standard application form according to the sample.
You will also need to provide the following documents:
After submitting documents, service employees will be offered the option of receiving one-time (non-refundable) assistance for starting a business. It is best to first take entrepreneurship courses, draw up correct business plan and provide it for review by the commission.
If the decision is positive, you will need to register with the Tax Inspectorate as an entrepreneur, on the basis of which assistance will be transferred to the unemployed.
Within 60 days, the commission makes a decision to provide a subsidy as a way to support small businesses by the state, of which the entrepreneur is notified by mail and by telephone.
Subsidy programs can be found in detail on the website of the portal of the Government of the Russian Federation and the Ministry of Social Policy.
In 2019, the system of state support for small and medium-sized businesses became more improved, which makes it possible to allocate assistance to various segments of the population for any type of activity.
See also:
The number of starting businessmen is steadily increasing every year. Increasing their number has a positive effect on economic indicators country as a whole and meets the ever-growing needs of the population.
Financial support from the state contributes to the emergence of new small and medium-sized businesses. The authorities of a particular region are trying to introduce ways to help: various benefits, subsidies, as well as material payments. How to get such support? Let's figure it out.
The state mainly provides financial support to small and medium-sized business owners. To find out if your company falls into this category, you should pay attention to the number of employees and annual turnover. The following formats of enterprises can count on money from the state:
To receive assistance, companies must meet the following requirements:
Important: the chances of funding are much higher for businessmen who have social benefits and also own a social or export-oriented business.
Remember that the state provides support to entrepreneurs whose areas of activity are among their priorities. To apply for gratuitous assistance, a businessman must work in one of the following areas:
The main advantage of receiving such a subsidy is that it is free of charge and does not need to be repaid after a certain time. The state benefits from this, as a new small enterprise appears on the economic map, providing jobs to citizens, and competition with existing companies increases, which helps improve quality and stabilize prices.
But along with concluding a subsidy agreement, the entrepreneur agrees to fulfill some obligations. The main one is to provide detailed reporting.
Within 3 months from the moment of receiving funds from the state, a businessman is required to submit a report to the Employment Center with documents on the use of the subsidy. As confirmation, sales or fiscal receipts, receipts, paid payment orders and other documents can be provided. The financial report must be consistent with the paragraph of the business plan that indicates the purpose of obtaining capital.
Important: if a business operator cannot provide confirmation, he is obliged to return the subsidy funds to the state in full.
Also, the terms of the drawn up agreement stipulate that the activities of the financed small enterprise must last at least one year from the time of opening. This eliminates the possibility of cooperation with fly-by-night companies.
Help can be obtained from many authorities and organizations that have the necessary powers. Here are some of them:
Interesting: if your business project is socially or economically beneficial for the state, you can receive not only money for its implementation, but also free training, the right to take part in exhibitions, etc.
After contacting the above authorities, you will receive a list of necessary documents. Here are the papers included in this list:
The most common way to get help among entrepreneurs is to contact the Employment Center. How is this procedure done?
The first step is to register with the Employment Center and obtain unemployed status. This is a prerequisite, since the state allocation of funds is only available to those entrepreneurs who are registered as unemployed citizens. To do this, you need to have the following documents with you:
Then you need to draw up a business plan With detailed description project, targeted distribution of funds and indication of its payback period. The third step is registering the business as an individual entrepreneur.
The regional commission reviews the package of documents within 60 days. If a positive decision is made, an agreement will be concluded between the applicant and the Employment Center, and the funds will be transferred to the recipient’s account. The commission may decide to reimburse only certain expenses, such as registering and opening a small business. If the applicant receives a refusal notice, he can try again.
This type of allocation of funds from the state involves assistance to beginning businessmen to open a business and to those who have been engaged in entrepreneurial activity for no more than two years. The following organizations have the authority to distribute grants:
A prerequisite for receiving a grant is the activity of a small enterprise in one of the priority sectors indicated above.
According to government legislation, companies that produce wine and vodka products, tobacco products, luxury goods, work with real estate or engage in gaming activities do not receive payments.
Remember that the allocated money is used to cover 30 to 50% of the total cost of the project. A businessman should look for the remaining finances for business development on his own. Don't be afraid of investment, it can be.
The entrepreneur must provide the following documents:
The Industry Commission then decides on the provision of funds. The maximum amount of a cash grant is 500 thousand rubles (in Moscow and the region - up to 5 million rubles).
The state's priority is the unemployed, young entrepreneurs, former military personnel, families with young children, etc.
State plans to subsidize small businesses are implemented at different administrative levels. Therefore, they can be systematized according to the scale and amount of funds allocated:
From features state program The amount of assistance received, the form of its provision, as well as the list of necessary documents for completing the application depend. The larger the scale of the program, the higher the competition and the more stringent the selection rules. A small business owner should take this into account.
Categories of small and medium-sized commercial entrepreneurs who are not able to receive financial support from the state can apply for preferential loans. Many banks provide such loans on simplified terms. As indicated, the likelihood of opening a loan with a favorable interest rate is higher for those who are engaged in activities that are a priority for the state.
Advice: If you have any questions regarding assistance, you can contact banking institutions or credit communities directly, as they also have lending programs for beginning businessmen.
The applicant receives a loan as a one-time cash payment in the amount of 50 million to 1 billion rubles. After signing the contract, the preferential program is valid for 3 years. A prerequisite is also investment and investment of the businessman’s own funds in the project. Their number is determined as follows:
The interest rate for use varies depending on the format of the enterprise. This is 10% per annum for medium-sized enterprises and 11-11.8% for small ones.
As mentioned above, the subsidizing process is the free issuance of funds that facilitate the opening and favorable development of a business. Concessional lending and other assistance programs also have simplified terms and reduced interest rates. At the same time, the use of financial support from the state is accompanied by documentary reports to confirm the intended purpose. The allocated money can be spent on the following:
The entrepreneur draws up an annual report, which indicates what exactly the subsidy income received was spent on. It is also necessary to submit certificates and receipts to the control authorities.
Nowadays, the state is ready to help beginning businessmen of small and medium-sized enterprises not only by increasing their capital. There are several other forms of support:
The advantage of financial support programs is the ability to increase the capital of small companies. Since the state is interested in the development of small enterprises, the likelihood of receiving financial assistance is constantly growing. This is a good chance to start.
On the other hand, concluding an agreement with the relevant government agencies obliges entrepreneurs to submit detailed reports and monitor the intended use of funds. Therefore, every businessman should study the features of existing support programs and the requirements for them. Then he will be able to make the most of the assistance and fulfill his obligations.
