Download the m banking application. M-Banking from Belarusbank: convenient, simple, but a couple of questions remain

Belarusbank cardholders have the opportunity to manage their accounts via SMS commands. This option is connected via:

  • information kiosk;
  • Internet banking;
  • telephone.

Information kiosk

For clients of JSC " ASB Belarusbank» electronic devices called information kiosks are installed. Using them, you can carry out card transactions, receive information or reference information.

Using the information kiosk, it is possible to carry out the procedure for registering and activating the SMS banking service. You must have a mobile gadget with a SIM card from:

  • MTS, Velcom or Live,
  • with support for SMS alerts.

Instructions:

  • Select the “Connect services” button on the touch screen;
  • Insert the plastic card into the card reader;
  • Enter the PIN code from the device’s keyboard and press “Confirm”; The next action will be to select – “SMS banking”, “Registration”;
  • It is recommended to read the Service Agreement and touch the “Next” button;
  • Selecting the name of the supplier mobile communications, whose number will be used for banking;
  • Enter the numbers corresponding to the number mobile phone, and click “Next”;
  • Now you need to send an SMS message from the number entered during registration, with the text “1”, to a special number - 611. Click “Next”.

After all these operations, the information kiosk will issue a receipt containing an access password for using the service - SMS banking. This password will be duplicated by SMS notification to your gadget.

If for any reason you decide to cancel your use of this service:

  • On the touch screen of the information kiosk, touch the “Connect services” button and insert the plastic;
  • Using the built-in keyboard, enter the PIN code and click “Confirm”;
  • Having selected the item – “SMS banking”, you need to click – “Cancel registration”;
  • Please enter your mobile number. the phone from which you want to unregister from the service, and – “Next”;
  • Don't forget to take out your bank card!

Internet banking

Internet banking is a very convenient system for clients to manage their accounts remotely, at any time of the day, from anywhere in the world where there is an Internet connection.

If you are registered in the Internet banking system, then the question of how to connect Belarusbank SMS banking via the Internet can be easily resolved:

  • Select a section on the main page with the name “Accounts with card”;
  • In the “Additional services” menu item that appears, select the “Registration” button, opposite the line – “SMS banking”;
  • A window with the text of the Agreement will open. You need to read it, then click “I agree”;
  • In the next window that opens, you have to select the card on which you want to connect the use of the SMS banking service;
  • In the drop-down menu, select the telecom operator to whose number this service will be connected;
  • Next, enter your mobile phone number and click the “Continue” button;
  • A window will open where you will be asked to check whether the entered data is correct. After checking, select “Continue”;
  • Next, you will be asked to send a message with the number 1 to number 611 from the cell phone on which the SMS banking option is being registered. After sending the message, select “Continue”;
  • A window will appear with a message that the operation was successful. Next, touch the “Done” button.

If you have expressed a desire to no longer use the SMS banking service, you can disable it in personal account website “Internet banking”, going to the section “Accounts with a card”, then “Additional services”, “SMS banking”, “Cancellation of registration”. Next, follow the system prompts.

Telephone

To connect SMS banking from your phone, you must first install a program for mobile gadgets - M-Belarusbank. This application was specially developed by JSC "ASB Belarusbank" for mobile gadgets with Android, Apple, and Windows Phone OS.

But still, you can’t do without a trip to the nearest information kiosk. You will need a receipt containing the authorization password entered when entering SMS banking, issued by the machine.

Installing the application takes minimal time. You will need to come up with and specify a password for authorization in the application (entered every time you start the program), select the type of communication (Internet or SMS), and register the phone number of the operator to which the card was “linked”.

Note - text messages are not free and will be charged at rates tariff plans mob. operators.

Now add a card:

  • We come up with a name for it and enter it in the appropriate field;
  • Below we enter the SMS banking password from the check received at the information kiosk;
  • Next, you have to choose one of the packages that are currently in effect.

Note: funds for the cost of the selected package are withdrawn from the card account at the bank, and all expenses associated with sending SMS messages are withdrawn from the subscriber's account of the mobile operator. Payment for the Internet is made according to the current tariffs of the provider you choose.

List of SMS commands

How to activate the SMS banking service was stated above. But to fully use this tool, you need to know the list of commands that are entered in the body of the message and sent to number 611:

  • OPLATA<пробел>password<пробел>Payment amount<пробел>Payment ID<пробел>Phone number (contract or personal account number) - this combination is used if you need to pay for services;
  • OSTATOK<пробел>password - allows you to find out the balance amount;
  • BLOCK<пробел>password - this command blocks the card;
  • UNBLOCK<пробел>parol — plastic unlock command;
  • DOLG<пробел>password<проб.>Amount to be paid<проб.>Payment ID<пробел>Phone number (contract or personal account number) - you receive information on all debts;
  • SPISOK<пробел>password<проб.>Payment ID - allows you to view the data that has been saved;
  • SPISOK<проб.>password - the command displays reference information on identifiers;
  • CANCEL<проб.>password - cancels SMS banking registration.

At the end of the operation, a message will be sent to your gadget confirming the last action.

Rules when typing commands:

  • When typing commands, only Latin alphabetic characters are allowed;
  • When entering a password, use lowercase or uppercase alphabetic characters;
  • All bank client data is entered without using spaces or separators;
  • When entering an amount, when dividing the whole from the fractional part, you can use a dot;
  • Message elements, such as password or transaction type, amount, etc., can only be separated using a space.

SMS banking is a service provided by JSC ASB Belarusbank. It is available to all bank clients who have received a payment card. Registration of a service is simple and does not take much time. But after registration, a person receives a lot of useful functions for managing his card accounts without leaving home.

M-banking of Belarusbank is a service intended for bank clients in which they can carry out various active operations. M-banking works regardless of the client’s location, so holders of Belarusbank plastic cards can freely use a special application for performing various payment transactions.

Banking app available for the following OS:

  1. Windows Phone.
  2. iPad.
  3. Android.
  4. iPhone.

Before you start using the banking application, you must activate your Belarusbank card using standard methods. You can find out how much it costs to use the application upon direct registration or from bank employees. Belarusbank's mobile banking service works both via SMS and through an installed application.

M-banking capabilities

What is M-belarusbank? Represents mobile service , developed by Mobikon-Media LLC. The application works via the Internet and allows you to perform usual banking transactions at any convenient time. A banking program has been designed to work with clients, which are plastic holders from Belarusbank, Belagroprombank, BPS-Sberbank.

To connect to the login, you need to use a valid password, which the system will automatically recognize by phone number.

Banking opportunities from Belarusbank:

  • You can safely pay for services, including paying for mobile communications.
  • Repay bank loans.
  • Transfer funds from one bank card to another.
  • Register or block payments made online.
  • Receive information about new products and changes in the banking world.
  • Fill out applications for the issuance of Belarusbank plastic cards or credit products.
  • Perform other transactions using a current card.
  • Request notifications about ongoing banking transactions.

How to register a card in Internet banking? There are three ways to do this:

  1. Through an ATM/info kiosk.
  2. At a Belarusbank branch.
  3. By logging in via the Internet.

Restrictions


Has banking Belarusbank some restrictions for minimum and maximum amounts during the following transactions:

  • Payment for services (min: 0.15 BYR; max: 99.90 (when paying for a mobile phone), 999.90 BYR when conducting transactions on a personal account).
  • Transfer of payments (min: 2.10 BYR; max: 999.90 BYR).
  • Transfer of funds to bank deposit accounts (restrictions are the same as for transfer of payments).

There are also restrictions on some ongoing operations banking:

  1. You cannot open a deposit account or loan.
  2. There may be technical difficulties with re-issuing a plastic card.

Who can use it?

M banking can be used by:

  • Holders of plastic cards "ASB Belarusbank".
  • Cardholders of other banking products.

Clients who are not connected to the Belarusbank system are faced with a limited range of operations, but they are performed completely safely and simply.

How to use banking video will tell you everything important details and will help even an inexperienced user understand the banking system of Bank Belarus.

Technical requirements

To install the Belarusbank banking application on your phone, you need to check the device’s compliance certain technical requirements.

By software The smartphone must have Android version from 2.3, and iOS from 7.0. As a communication channel you can choose internet connection or sms.

You can also choose a banking application for your computer, and in order to have full management of plastic cards, you need to log into an existing account.

How to connect M-banking?

How to connect Belarusbank banking? This can be done using a computer or a standard banking service point. Connecting in a few steps with confirmation of your phone number and your personal data.

Through the branch


If the client there is a possibility If you contact the bank to connect to mobile banking, you can choose this method.

At the Belarusbank branch you will need to fill out an application and indicate all the data, so you cannot do without presenting documents. The service is suitable for unsure users and is provided free of charge.

Using an ATM

The complete banking package with all necessary services opens in the application, and activation can be carried out using an ATM. How to activate?

You need to select a section Belarusbank SMS banking and follow the prompts at the ATM, which will generate a password code.

Via the Internet

Regardless of what package you have, you can connect via the Internet. But it is not always possible to do this on the first try, so it is advisable to stick to general management:

  • Prerequisite– connect SMS banking of Belarusbank, but this is impossible to do without obtaining a password, which is entered through an information kiosk or ATM.
  • Download the Belarusbank application and install it on your smartphone.
  • Log in to the program and go through the standard registration.
  • Add active plastic ones.

Card activation

Removing a card

Card activation in progress as usual, and its addition and use is carried out in a special application.

Considering different tariffs mobile operators, the cost of using banking is not the same for all customers.

If you are already an SMS banking user, but do not use an outdated password, then you can access the system again to generate new code and reinstall the application.

Application Description

Every client of Belarusbank can connect to banking in order to receive information about exchange rates, bank news, discounts or use the necessary services in one click, which are popular in everyday life . When using this or that service, pop-up useful tips(information that allows you to use the banking service usefully and safely).

Mobile banking login:

Once you have decided to download and install the Belarusbank banking application, a simple interface opens.

It consists of three sections, in which you can perform the following operations:

Services

Operations

Settings

  • Extract by e-mail.
  • Blocking your electronic card.
  • Autopay.
  • Password 3D Secure.
  • Card check by e-mail.

You can find out your banking password by using an ATM or information kiosk, which provides information on a check. To add a card in the application, you will need to activate it in everyday life. Banking allows you to install all packages on your mobile phone and make payments for the required services without queues.

What is Internet banking?

Internet banking– a service provided by JSC JSB Belarusbank (hereinafter referred to as the bank) for monitoring, managing accounts and carrying out banking transactions via the Internet.

The “Internet banking” system of OJSC “JSSB Belarusbank” (hereinafter referred to as the “Internet banking” system or system) is a software and hardware complex that ensures the functioning and provision of Internet banking services.

System Requirements

To work in the Internet banking system, you will need a computer with a modern Web browser that supports 256-bit encryption (Internet Explorer 8.0 and higher, Firefox 22.0 and higher, Opera 11.0 and higher, Safari 5.0 and higher, Google Chrome 24.0 and higher) and Internet access.

If you encounter difficulties when logging into the Internet Banking system, we recommend updating your browser to the latest version.

Registration in the Internet banking system

To use the Internet Banking service, you must register it. You can contact the bank directly or fill out the registration form on the bank's website, as well as register using your MSI account.

A client of the Internet banking system, like a bank client, is unique, that is, one bank client can have only one account to access the Internet banking system.

Attention!

One client of JSC "JSSB Belarusbank" can have only one account in the Internet banking system.

Registration at a bank institution

If you register with a bank institution, you need to:

  1. Contact the Central Management Office of the head office, regional (Minsk) department, branch, branch or banking service center of JSC "JSSB Belarusbank" (hereinafter referred to as the bank establishment) with an identification document and a bank payment card issued by the bank (hereinafter referred to as the card);
  2. Inform the person in charge of the SMS code received on your mobile phone number.
  3. Sign the application form for banking services to the client using the Internet banking system.
  4. Get Username (login), password (password);

Online registration

When filling out the Application Form via the online registration service on the bank’s website, you need to:

Attention!

OJSC "JSSB Belarusbank" is not responsible for the theft of confidential information, its disclosure by you, including the use of malicious programs (viruses, spyware) running on the personal computer from which you access the Internet banking system, as well as in the case of working with the Internet banking system without using a trusted SSL certificate.

Login to the Internet banking system

To log into the Internet banking system you need:

  1. In the address bar of your Internet browser, type: either one of the addresses of the bank’s corporate website: http://www.asb.by/ and follow the “Internet banking” link;
  2. Enter the Username (login) and password (password) in the appropriate fields, click the “Login” button;

Attention!

When logging into the system for the first time, change the password issued during registration at the bank!!!

Attention!

If you enter the wrong password three times, logging into the system will be blocked!!! If it is not possible to unlock your account via SMS, you can use the “Forgot your password?” service. (password change with automatic unlocking) or contact the Contact Center operator by phone 147 , on weekdays from 08:30 to 20:00, on weekends from 09:00 to 16:00 (except holidays). You must tell the bank employee the user name and code word you specified during registration.

Attention!

When logging into the Internet banking system, a situation may arise when you need to re-enter authorization data. The source of such situations is the incorrect termination of a session in the system on the client side (closing the browser without logging out).
As a solution, we suggest clearing your web browser cache and deleting cookies, and then refreshing your browser page. You can view the procedure for this operation in the Google search engine by typing “clear cache and cookies.”

Linking a mobile phone number to receive a one-time SMS code (authentication code)

To activate the ability to log in to the system using a one-time SMS code, you must select the menu item “My Profile” → “Personal Data” → “Change Data”. In the dialog box that opens, specify the desired mobile phone number to receive SMS codes, the telecom operator (MTS, A1, Life) and select the “Use mobile phone when logging in” option. Next, click the “Save” button.

Login using a one-time SMS code (authentication code)

To log in to the system using a “One-time SMS code”, you must enter your login and password in the appropriate fields, select the “One-time SMS code” authentication type located under the authorization data entry form, and click the “Login” button. At this moment, it is checked whether the client’s mobile phone is configured in the Internet banking system to receive SMS codes. If not configured, a message appears asking you to set up a phone number to receive codes. If the verification is successful, a code will be sent to your mobile phone number, which must be entered into the SMS code entry form. If the client successfully enters the login, password and SMS code, the system is logged in.

Attention!

The SMS code contains Latin lowercase letters and numbers!!!

If the code sent to your phone was not received or was lost, then you need to click the “Cancel” button in the SMS code entry form and repeat the authentication again.

If you make a mistake THREE times when entering your login, password or one-time SMS code, access to the service is automatically blocked.

In the case of a 3-fold blocking of a user in the system, provided there is no successful login between blockings, you must go to any bank institution and fill out an application to unblock the client in the Internet banking system or use the “Forgot your password?” service. (password change with automatic unlocking). When contacting a bank institution, you must have an identification document with you.

Available operations in the Internet banking system

In the Internet banking system you will be able to carry out the following operations:

1. View account balances.
2. Opening, replenishment and early repayment of deposit accounts.
3. Repayment of loans.
4. Purchase of securities.
5. Insurance.
6. Payments to service providers (utilities, communications, electricity, etc.):
6.1. Arbitrary payments (payments according to details provided by service providers).
6.2. Payments in favor of service providers under direct banking agreements.
6.3. Payments in favor of service providers using the “Settlement” system (AIS ERIP).

Attention!

System "Calculation" (AIS ERIP) - automated information system a single settlement and information space created by the National Bank of the Republic of Belarus. Information about the location of the service in the Service Tree and the procedure for paying for the service can be clarified by contacting the Contact Center of the Calculation system. Phone: 141, e-mail: [email protected].

7. One-button payment.

  • List of templates.
8. Translations of WESTERN UNION.
9. History of replenishment and viewing of statements for deposit accounts opened in the system.
10. Transfer of funds.
11. Management of additional services for the cards used.
12. Viewing the history of payments by type of service performed in the system.
13. View information on outgoing and incoming transactions made using card details, in the amount of 10 transactions in 7 days.
14. My profile:
  • Personal data (editing contact details);
  • Password settings;
  • Pay slips.

Attention!

The list of available operations can be changed and supplemented!!!

Online stores and online services that accept payment through the Internet banking system of OJSC ASB Belarusbank

OJSC "JSSB Belarusbank" provides the opportunity to securely pay for orders from online stores and online services that have entered into an agreement to accept payments:

  • payment for tickets of the Belarusian Railway (https://poezd.rw.by/);
  • purchase of coins sold by JSC "ASB Belarusbank" (http://shop.asb.by);
  • payment for services of the National Library of the Republic of Belarus (http://nlb.by);
  • payment for services Central scientific library them. Y. Kolas NAS of Belarus (http://edd.bas-net.by).

Setting up a card to use as the default when making payments in the Internet banking system

To speed up and simplify the procedure for making payments without constantly asking for the source of funds, a “Default” card can be assigned in the system.

To use the “Default” card when making payments, you must select the “Accounts with card” or “Accounts” section on the main page → “Accounts with card” → “Account No. ХХХХХХХХХХХ” → “Card” with which you want to make payments. Next, opposite the card number, select “Operations” and click on the “Select as default” button.

Changing the account and card name

To change the account name, you need to select the account whose name you want to change in the list of your accounts and click on the “Change account name” button located opposite the account number. Fill in the “Account name” column and click the “Change name” button.

To change the name of the card, you need to select “Account No. ХХХХХХХХХХХ” in the list of your accounts → “Card” for which you want to change the name, select in the “Operations” section, opposite the card number, the “Change name” service, fill in the “Card name” column and Click the “Change name” button.

Viewing information on current accounts

In order to view information on current accounts, you must select the “Accounts” → “Accounts with card” section on the main page. The window that opens will display information (account number, account balance) on the client’s accounts.

Generating a report on account transactions for the period for transactions using the card

To receive a report on account transactions, you need to select the account for which you want to receive a report in the list of your accounts and click on the “Get report on account transactions” icon located in the upper right corner of the “Account No. ХХХХХХХХХХ” button. In the window that opens, you must select the period (no more than 90 calendar days) for which you want to receive a report and click the “Continue” button. Next, when you click the “Open in PDF” button, the generated document opens in pdf format and makes it possible to work with the report in the specified format (save, print, view).

The start of the reporting period cannot be more than 90 calendar days from the current date.

A list of previously requested account reports will be displayed on the page with account and card numbers.

Generating a mini-statement for a card

To receive a mini-statement for a card, you must select “Account No. ХХХХХХХХХХХ” in the list of your accounts → “Card” for which you want to receive a mini-statement; in the “Operations” section, opposite the card number, select the “Mini-statement” service.

A mini-statement for the card displays information on outgoing and incoming transactions made using the card details, in the amount of 10 transactions over 7 days.

Information about rejected and pending transactions on an account with a card or on an additional payment card to another person’s account.

To receive a report on transactions on a card account, taking into account rejected and pending transactions, you must select the account for which you want to receive a report in the list of your accounts and click on the “Report on account transactions, including rejected and awaiting transactions” icon located in the upper right corner of the “Account No. ХХХХХХХХХХХ” area.

To receive a report on transactions on an additional payment card to another person’s account, taking into account rejected and pending transactions, you must select the card for which you want to receive a report in the list of your additional cards, and select “Report on transactions” in the list of transactions.

Information about transactions, including rejected and pending transactions, will be displayed on a new page. When you click the “Open in PDF” button, the resulting report will open in pdf format, which will make it possible to work with the report in the specified format (save, print, view).

The report includes rejected, pending processing and bank-confirmed transactions for a period not exceeding 15 days from the date the report was generated.

The report on account transactions, taking into account rejected and pending transactions, is for informational purposes only and is not a document.

Attention!

The completed operation will be displayed in the report approximately within 2 hours (no later than 5 hours) after its implementation. During short periods of data processing, pending transactions may not be reflected in the report. For pending transactions, the transaction fee amount is not displayed separately, but is included in the amount in the account currency.

Quick access to frequently made payments

Quick access to payments is provided from the Home page.

For quick access to frequently made payments, you can add saved payments to the Home page. To add a payment, click the “Add your saved payments to the page” link. On the page that opens, select the required service and service provider, then select one or more saved payments and click the “Save Changes” button. The payments you select will be posted on the Home page. To make your favorite payment, click on the icon of the desired payment.

For quick access to payments made in the ERIP “Settlement” system, use the “ERIP Personal Payments” section and select the payer number from the list. The drop-down menu will display all payments made through the ERIP “Settlement” system using the selected payer number. To make a payment, click on the link with its name.

Payment planner

Scheduler - the ability to create and maintain a personal payment calendar with a reminder function (view event reminders; create a reminder about events linked to a payment; create a reminder about events without a link to a payment; edit a previously created event; delete a previously created event; set up an event notification on the day of the reminder email; creating a reminder about an event from the list of saved payments; viewing reference information in the modules of the Internet banking system.)

The main page of the Internet Banking system displays an information panel with the number of scheduled events for the current day.

You can view scheduled events by clicking on the “Events for today” element.

To create a payment reminder, you need to select the desired day in the calendar, click “Add event”, then select a payment from the tree of saved payments, fill in other information about the reminder. If desired, a reminder can be sent by email.

A reminder can be created not in connection with any payment; for this you need to “Add an event” → “Add an event without reference to a saved payment”.

To edit a previously created event, you need to select the desired day in the calendar, select the event in the events table, and click the “Edit” button.

To delete a previously created event, you need to select the desired day in the calendar, select the event in the events table, and click the “Delete” button.

Payment by details

To make a payment using the details, you need to select the menu item “Payments and transfers” → “Payments by details” → “New payment”. Next, carefully read the information and click the “Continue” button. In the dialog box that opens, enter the payment details and click the “Continue” button.

The fee for this service is charged in the amount of 0.75 BYN. rub. for each payment (from 01.08.2019; clause 3.8.4 of the Collection of Rewards). Payments to the budget are made without charging fees.

Opening a deposit in the Internet banking system

To open a deposit, you need to select the section “Accounts” → “Deposits (deposits)” → “Opening a deposit” on the main page, select the type of deposit account from the proposed list and click the “Open deposit” button, then read the public offer for concluding a fixed-term agreement bank deposit “Internet Deposit” and click the “I accept the terms of the agreement” button, select the card from which funds will be debited to open a deposit and click the “Continue” button. In the dialog box that opens, check all the data and click the “I confirm account opening” button.

Opening a loan in the Internet banking system

To open a loan in the “Internet banking” system, you need to select the “Accounts” section → “Internet loans” → “Loan application” on the main page, select the type of loan you are interested in from the list provided, and fill in electronic form application, and then familiarize yourself with the status of the application in the “Opening a loan” section. After a positive decision on your application, confirm your agreement with the terms of the loan.

One-click payment

In order to use the “One-button payment” service you must:

  • go to the section “Payments and transfers” - “One-button payment”;
  • select, from those previously saved in the Internet banking system, the services that you want to pay for;
  • click the “Continue” button;
  • fill in the “Payment Data” fields one by one;
  • click the “Continue” button;
  • in the “Confirm payment data” window, check the correctness of the payment data;
  • click "Pay".

Payment transactions for selected services are processed by the system one by one in the order in which they were displayed to the client in the final form.

After making payments, a form is displayed with the results and details of all payments made. Next to each successful payment there is a “Print” button to print a receipt. If all payments are successful, one general message “Payments completed successfully” (green) is displayed. Payments for which an error occurred during the payment process are highlighted in red and there is no “Print” button. For unsuccessful payments, error messages (red) are displayed in the format “Name of saved payment: Message”.

When you subsequently use the “One-button payment” service, payments for which payment was made the previous time will be automatically selected in the form for selecting saved payments.

To edit the list of payments in the “One Button Payment” template, you must: on the Main page, select the “One Button Payment” section. In the list of saved templates that appears, you must select the one in which you want to delete or add the payment of interest. Next, click the “Edit” button and select the required payments with a checkmark. When finished, click the “Save” button.

To delete saved payments in the Internet banking system, you need to select a service provider in the Payments and Transfers section. In the proposed list of saved payments from this supplier, select the payment that you want to delete and click the “Delete” button. After which this payment will be removed from the “One-button payment” section.

Voluntary insurance against accidents and illnesses while traveling abroad

To conclude an agreement on “Voluntary insurance against accidents and illnesses while traveling abroad,” you must select the section “Payments and transfers” on the main page → menu “Insurance” → “Voluntary insurance against accidents and illnesses while traveling abroad.”

The procedure for concluding a contract consists of the following steps:

Step 1. Choosing a territory of stay

By default, in the “Contract Territory” table, the “Schengen Area Countries” option is selected, with the policyholder being able to choose from the proposed options.

Step 2. Selecting an insurance option from the list of services

Step 3. Indication of the validity period, age and number of insured, contract currency, choice of contract amount

* The “Multiple departure” bird sets the duration of the trip (the duration of the contract) equal to a calendar year and the duration of the trip equal to 90 days.

The “Visa Insurance” checkbox adds 15 calendar days to the end date of the trip without changing the duration of the trip. No fee will be charged for this increase in the duration of the trip (duration of the contract).

Step 4. Preliminary calculation of the amount

Step 5. Preliminary calculation of the amount

Step 6. Entering data of insured persons

* The “Matches the policyholder” checkbox will allow you to fill in the data for the insured person with the policyholder data specified in the previous step. In this case, the data of the insured person will not be edited.

Step 7 Choosing a source of funds for an operation

Step 8 Offer page

Step 9 Payment page

Step 10 Payment result

On this page you can send the concluded insurance contract by email, send a check by email, view the insurance contract and view the payment receipt.

*Questions with pop-up windows

If you are unable to open a previously concluded insurance contract, the problem is most likely due to the fact that the settings of the browser you are using have blocked the ability to open pop-up windows. For example, the Chrome browser blocks pop-ups by default.

You can enable pop-up windows in your browser settings. For example, in the Chrome browser this can be done as follows:

  • In the top right corner of the screen, click on the “Customize and manage Google Chrome” icon Settings.
  • Below select Additional.
  • In the Privacy and Security section, click Site settings (content settings).
  • Click Pop-ups and redirects.
  • Click Pop-ups and redirects.
  • At the top of the screen, set the switch to Allowed.

You can also set permission to show pop-ups only to certain sites. For example, in the Chrome browser this can be done as follows:

  • Launch Chrome on your computer.
  • Open a site that blocks pop-ups.
  • In the address bar, click "Site Information".
  • In line "Pop-ups and redirects" select "Allow".
  • Reload the page to apply the new settings.

Translations "Western Union"

1. To send a Western Union money transfer in the Internet Banking system, you must select the “Payments and Transfers” section on the main page → the “Western Union Transfers” menu → Send a transfer. Read the terms and conditions for the provision of Western Union money transfer services, at the end of which put an agreement (tick) - I have read and agree with the terms and conditions for the provision of the transfer service cash in Western Union → click the “Continue” button.

Before starting to process a money transfer, make sure that the "Sender's phone number" field is filled in and confirm that the personal data registered with the Bank is correct and up-to-date. If there are changes or errors in personal data, you need to contact the Bank institution where the card account maintenance agreement was drawn up to make changes. If all the data is correct, put two consents: “I agree with the data provided” and “I agree to the processing of personal data” → click the “Continue” button.

If the transfer is sent for the first time, you must select New recipient, click the “Continue” button; when sending the transfer again, you must select the recipient from the list, click the “Continue” button and enter the following data:

  • transfer sending currency – US dollars for all countries and Russian rubles/US dollars for Russian Federation. Please note that if the transfer currency does not match the payment currency, Western Union independently determines the exchange rate of the sending currency into the payment currency;
  • The recipient's name format is standard or Spanish format (used extremely rarely if the Recipient has a Spanish name consisting of three parts);
  • select the transfer destination country. For transfers to the USA/Mexico, you must additionally indicate the State of the destination country;
  • select the purpose of the transfer from the drop-down list or select other and indicate your option in the “Other purpose of transfer” field, click the “Continue” button;
  • enter the Promo Code if available;
  • the recipient's surname is typed in Latin according to the recipient's identity document;
  • the recipient's name is typed in Latin according to the recipient's identity document;
  • the recipient's patronymic name is filled in if the recipient's identity document contains a translation into English;
  • when sending a transfer to the Russian Federation, it is recommended to indicate the patronymic of the recipient of the transfer if it is in Russian in the recipient’s identity document;
  • select the type of amount - Amount to be sent (the amount that you want to send) or Amount to be paid (the amount that the recipient should receive);
  • indicate the transfer amount (amount to be sent/amount to be paid depending on the selected option).

Money transfer service:

You can use the Urgent transfer service, funds for which will be available for payment a few minutes after sending.

If you send US dollars to neighboring countries (Russian Federation, Ukraine, Azerbaijan, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Tajikistan, Uzbekistan) or Russian rubles to the Russian Federation, you can use the 12-hour Transfer service. In this case, the transfer will be available for payment 12 hours after it is sent.

The maximum transfer amount within the 12 hour Transfer tariff is:

  • 100,000 Russian rubles
  • US$3,000

Click the “Continue” button.

Select the source of funds for the operation (select the card account from which the transfer amount will be debited) → read the amount of the transfer fee and the total amount for sending the transfer, click the “Continue” button → read the Terms of payment of the transfer in the transfer destination country, click the button "Continue."

In the window that opens, you must check the correctness of the entered transfer data and agree “I have read and agree with the terms of provision of the Western Union money transfer service and the features of payment of the transfer in the destination country. I hereby confirm that all the above information is correct” →click the “Submit Transfer” button →click the “Print” button → “Finish”.

The transfer was sent successfully. The first line contains the transfer control number, which must be communicated to the recipient. (Additionally, the recipient must inform the country of sending, full name of the sender, amount and currency of the transfer).

Tariffs for sending money transfers abroad using the Western Union system can be found here.

Attention!

We draw your attention to maintaining security - only the sender and recipient of the transfer should know about the transfer details.

2. To pay out a Western Union money transfer in the Internet Banking system, you must select the section “Payments and Transfers” → “Western Union Transfers” →Payment of Transfer on the main page. Read the terms of provision of the Western Union money transfer service, check the box - I have read and agree with the terms of provision of the service for transferring funds to Western Union → click the “Continue” button.

  • transfer control number;
  • country of origin of the transfer;
  • the sender's surname is typed in Russian (for transfers sent from the Russian Federation) or Latin according to the sender's identity document;
  • the sender's name is typed in Russian (for transfers sent from the Russian Federation) or Latin according to the sender's identity document;
  • sender's patronymic (the field is optional; must be filled out in Russian or Latin according to the sender's identity document, if it was indicated when sending the transfer);
  • currency of receiving the transfer (US dollars or Russian rubles);
  • expected amount received;
  • select the purpose of the transfer from the drop-down list or select other and indicate your option in the “Other purpose of transfer” field.

In the window that opens, you need to check the correctness of the entered data and click the “Continue” button → Select the card account to which the transfer amount will be credited, indicate the consent “I agree with the data provided” → click the “Continue” button. In the window that opens, you need to check the correctness of the entered data and click the “Pay transfer” button → “Print” → “Done”.

3. To view the status of a money transfer (paid/unpaid) via the Western Union system in the “Internet banking” system, on the main page, select the “Payments and Transfers” section → “Western Union Transfer” → View the transfer status → click the “Continue” button » →dial the Transfer Control Number and select the Transfer Send Currency→click the “Continue” button →Print →Finish.

4. To return a transfer via the Western Union system in the Internet Banking system, you must select the “Payments and Transfers” section on the main page → “Western Union Transfers” → Transfer Revocation → “Continue”, dial the Transfer Control Number and select the Transfer Send Currency → “Continue”, select the card account to which the transfer amount will be returned.

Check the details of the transfer that will be returned, in the Comment field indicate the reason for the return → click the “Continue” button (check the transfer details, get acquainted with the conversion rate at which the amount will be recalculated if the card account currency differs from the transfer currency) → “ Return translation" → "Print" → "Done".

Attention!

To return a sent transfer, you can use the Transfer Revocation service, provided that the transfer has not yet been paid in the destination country. In this menu, only the main amount of the transfer is returned without refunding the fee (commission) for the transfer.

If for any reason you apply for a refund of the fee (commission) for the transfer, you need to apply with an identification document to the nearest Western Union point of JSC JSB Belarusbank, in which you will need to write an application to the customer service center Western Union company.

5. To change the Western Union transfer data in the Internet Banking system, you must select the “Payments and Transfers” section → “Western Union Transfers” →Change transfer data on the main page, click “Continue” →Transfer Control Number and select Currency sending the transfer, click “Continue”.

Check the transfer data to which changes will be made → click the “Continue” button.

Enter new (correct) recipient data: New recipient's last name and New recipient's first name, click “Continue”.

If it is necessary to add the recipient's middle name, in the "New recipient name" field after the name, the recipient's middle name is indicated separated by a space.

Check the transfer data, including the Recipient's Last Name and the Recipient's First Name before making changes, as well as the New Recipient's Last Name and the New Recipient's First Name → click the “Change” button → click the “Print” button → click the “Finish” button.

Attention!

The service “Changing transfer data” involves a change in the full name. recipient. No other changes are permitted. For making changes to the transfer details additional fee not charged.

Procedure for registering a 3-D Secure password using the Internet banking system

To register a 3-D Secure password, you need to select the section “Accounts with a card” or “Accounts” → “Accounts with a card” → “Application for issuing cards/Additional services” → “3-D Secure password” → “Registration” on the main page " Next, you should select the card that needs to be registered in the 3-D Secure system and click “Continue”.

  • in the “3-D Secure Password” field, create your own and enter a password (from 9 to 15 any characters);
  • in the “Personal message” field, come up with your own and enter a personal message (from 2 to 20 characters), for example: “Good afternoon, Elena”;
  • in the “Answer” field – an arbitrary answer (from 9 to 15 any characters) to the Security Question (in the future, the answer to the Secret Question will be used to obtain a new 3-D Secure password in case you have forgotten and/or want to change the 3-D Secure password at the time of confirming the payment transaction with the 3-D Secure password);
Click “Register”, wait for confirmation of the success of the operation, after which you can use the 3-D Secure password you created when confirming Internet payments.
If you have forgotten the 3-D Secure password and/or the answer to the “Secret Question”, you must re-register the 3-D Secure password in the Internet banking system in the “Accounts with card” section or “Accounts” → “Accounts with card" → "Application for cards/Additional services".
If you no longer wish to use the 3-D Secure password, you must unregister the password in the Internet banking system in the section “Accounts with a card” or “Accounts” → “Accounts with a card” → “Application for issuing cards/Additional services” » → “3-D Secure Password” → “Cancel registration”.

Registration/cancellation of SMS banking service

To register the SMS banking service, you need to select the section “Accounts” → “Accounts with a card” → “Applications for cards/Additional services” → “Services” → “SMS banking” → “Registration”. If you agree to the terms of the agreement, you must confirm by clicking the “Agree” button. Next, you should select the card for which the SMS banking service is issued, fill in the appropriate fields and click “Continue”. In the window that opens, you need to check the correctness of the entered data and click “Continue”.

If you no longer wish to use the SMS banking service, you must cancel the service in the “Internet banking” system in the section “Accounts with a card” or “Accounts” → “Accounts with a card” → “Application for issuing cards/Additional services” → “SMS banking” → “Cancel registration”.

The procedure for connecting/deactivating the service for receiving an account statement by email (e-mail)

Changing the code word

To change the code word, you need to contact any bank institution with an identification document.

Changing the password in the Internet banking system

To change your password, you need to select the menu item “My Profile” → “Change Password”. In the dialog box that opens, fill in the appropriate fields and click the “Change Password” button.

Changing your password at a bank institution

To change the password, you must contact any bank institution with an identification document and fill out an application to generate a new (change) password. When a new password is generated at the bank institution, the user is automatically unblocked.

Password requirements:
  • The password must contain only Latin letters (lowercase and uppercase) and numbers.
  • The password must contain at least 8 and no more than 12 characters.
  • The password must contain at least one uppercase letter, at least one lowercase letter, and at least one number.
  • The password must contain at least one special character (@ - dog; # - hash; $ - dollar; % - percentage).
  • The password cannot contain three consecutive identical characters.

The procedure for blocking/unblocking cards using the Internet banking system

To block/unblock, you need to select “Account No. ХХХХХХХХХХХ” in the list of your accounts → “Card” that you want to block/unblock, in the “Operations” section, opposite the card number, select required service"Block/Unblock".

The unblocking procedure does not apply to cards blocked due to incorrect PIN code entry at ATMs/kiosks three times, as well as if the card was blocked by the client by telephone call to the bank processing center.

Editing client contact information

To edit contact information, you need to select the menu item “My Profile” → “Personal Information” → “Change Information” on the main page. In the dialog box that opens, you can edit contact information (phone numbers, email address). Next, click the “Save” button.

Activation of the “Unlock by SMS” service

To activate the ability to unlock an account via SMS, you must select the menu item “My Profile” → “Personal Data” → “Change Data”. In the dialog box that opens, specify the desired mobile phone number, telecom operator (MTS, A1, Life) and select the “Use mobile phone to unlock” option. Next, click the “Save” button.

Exiting the Internet banking system

To exit the Internet banking system, we recommend using the “Exit” menu item. If you are inactive for 10 minutes (not working in the system), you are automatically logged out of the system.

Problems and questions when working in the Internet banking system

Lost code card

If you lose your code card or receive information about the codes by other persons (hereinafter referred to as loss), you must immediately inform the bank by phone. To block your account by phone 147 (on weekdays from 8:30 to 20:00, on weekends from 09:00 to 16:00, except holidays) You must tell the bank employee the code word you specified during registration).

If the code card is lost or worn out and you do not have the activated ability to log into the Internet banking system using a one-time SMS code, you can contact any bank institution with an identification document to activate login using a one-time SMS code .

Error when entering password

If you make a mistake THREE times when entering your password or session key, access to the service is automatically blocked.

Attention!

If the blocking occurred as a result of three times incorrect entry of authorization data, you can use unlocking via SMS or request unblocking from the Contact Center operator by phone 147 , on weekdays from 8:30 to 20:00, on weekends from 09:00 to 16:00 (except holidays). You must tell the bank employee your last name, first name, patronymic, user name and code word you specified when registering in the application form.

Attention!

Blocking/unblocking as a result of three times incorrect entry of authorization data in the system is possible if the client indicates in the “Online Consulting” service that the code word specified during registration in the application form, last name, first name, patronymic, and user name are fully consistent.

Unlocking the system via SMS

When an account is blocked, a code (contains Latin letters (lowercase and uppercase) and numbers) will be sent to the specified mobile phone number when activating the “Unlock by SMS” service, which must be entered after correctly entering the authorization data.

To unlock your account, you need to follow the link located under the form for entering authorization data, to the “Unlock by SMS” section and fill in all the fields in the dialog box that opens (“Login”, “Password”, “Code from code card”, “Code from SMS sent to your phone") and click the "Unblock via SMS" button.

If the code sent to your phone was not received or was lost, then you need to go to the “Unlock by SMS” section and in the dialog box that opens fill in the fields “Login”, “Password”, “Code from code card” and click the “Repeat” button SMS." You will be resent the unlock code via SMS.

You can request a code to unlock SMS no more than 3 times in a row.

If the user is blocked 3 times, if there is no successful login between blockings, unblocking via SMS is impossible. In this case, you can use the “Forgot your password?” service. (password change with automatic unlocking) or come to any bank institution and fill out an application to unlock the client in the Internet banking system. You must have an identification document with you.

Unlocking in the system after 3 times blocking

In the case of a user being blocked in the system 3 times, provided there is no successful login between blockings, you can use the “Forgot your password?” service. (password change with automatic unlocking) or you need to go to any bank institution and fill out an application to unlock the client in the system. You must have an identification document with you.

Forgot your password

If you have forgotten your password, you must use the “Forgot your password?” service. (password change with automatic unlocking) or contact any bank institution where you connect to the system and write an application to generate a new password. You must have an identification document with you.

“Forgot your password?” service (password change with automatic unlocking)

To change your password, you must enter your login and follow the link located under the form for entering authorization data to the “Forgot your password?” section. In the dialog box that opens, enter the code from the SMS sent to your phone, fill in all the necessary data and change the password.

This service can be used if a user is blocked from the system. When you change your password, your account is automatically unlocked.

Forgot your username (login) and/or code word

If you have forgotten your username (login), as well as the case in which it was entered (capital/small letters), call 147 (on weekdays 8:30-20:00, on weekends from 09:00 to 16:00, except holidays ) and provide your identification information:

  • passport data (last name, first name, patronymic, identification number);
  • code word (answer to the secret question) specified during registration.

If you have forgotten the code word, you can clarify it by contacting the Bank office with your identification document.

Attention!

The Internet banking system does not provide for changing the user name (login).

Change of first and last name

To change your full name, you need to personally contact a bank institution and fill out a corresponding application, presenting an identification document and a document confirming the legality of the change in last name and (or) first name.

When receiving the card, you are required to check the correct spelling first and last name on the card (the first and last name on the card must match the first and last name on the identity document). In case of an error, the card must be reissued.

Attention!

If the first and last names on the card do not match the first and last names on the identity document, this card cannot be activated in the Internet banking system and a message is displayed "Authentication failed"

Confirmation of transactions made in the Internet banking system

If it is necessary for the bank to confirm a transaction made through the Internet banking system, you need to contact the bank institution at the place where the card was opened and the account was maintained. You must have an identification document with you.

Please note that the service is paid. The commission fee for this operation is determined by the collection of remunerations for other operations performed by JSC "JSSB Belarusbank" (clause 2.3.1.4, https://belarusbank.by/ru/deyatelnost/10373/15058)

Consultations

    On working with the Internet banking system and issues of blocking/unblocking in the Internet banking system

    by phone 147

    on weekdays from 8:30 to 20:00

    on weekends 09:00 to 16:00 except holidays

    For calls from outside the Republic of Belarus by phone +375 17 218 84 31

M Belarusbank is a mobile banking service that will be useful to cardholders of any banks in the Republic of Belarus.

Application features

We invite you to familiarize yourself with the basic functionality of M Belarusbank:

  • payment for mobile services, utilities and other things;
  • repayment of loans and installments;
  • instant transfer of funds to cards and accounts;
  • tracking exchange rates;
  • filling out an application for opening an account or issuing a card, extending a card or obtaining a loan;
  • generation of card statements;
  • online shopping, replenishing balance on various resources.

Features of work

Banking M Belarusbank, in addition to basic functions, offers a number of interesting features. For example, it allows authorization in the absence of an Internet connection. Such authorization is possible using a special access key generated by the user in advance, or using a fingerprint. The latter option is exclusively available to those running Android 6.0 or higher.

Another interesting feature of Belarusbank is sending an SMS request to execute the necessary commands (checking an account, transferring funds, etc.). This method charges an additional fee according to the operator's tariffs, so it is rational to use it only if there is no connection to the network.

How to connect to mobile banking

This application can be used by clients of almost all Belarusian banks. To access M Belarusbank you will have to register in Internet banking or in an information kiosk. After registration, you will receive a special code that you will need to enter when you first launch the application.

Briefly about the application

  • management of transactions on cards and accounts remotely;
  • payment for popular services, payment for goods purchased online;
  • the ability to authorize without connecting to the Internet;
  • control the application via SMS when Wi-Fi or 3G is turned off;
  • a simple and intuitive interface that even beginners can understand;
  • compatible with all current versions of Android (some functions only work on Android 6.0 and higher).

Continues to test mobile assistants from various Belarusian banks. This time let's talk about the application Belarusbank for the iOS operating system. Since our last “meeting,” the application has changed both externally and functionally. Let's see what new and interesting things the developers have prepared for us.

Download. The application really looks new. Some features are available even to unregistered users. Namely: exchange rates, news, bank contacts, banking services locator.

To activate the card and start using the application, you need to go through the registration procedure. First, we come up with an access key to enter the application, and also indicate the phone number to which an SMS message with a registration code will be sent.

So, we registered the application with our phone number. But that's not all.

Now you need to add a card and activate the service package for it. For this you will need an SMS banking password, you can get it when registering the service (in Internet banking or an information kiosk).

After entering your SMS banking password, you must choose which service package to connect to. In accordance with the selected package, you will be sent notifications about debiting or crediting funds, but you can choose a package that does not include mailing.

That's all, you can start using the application.

At the top of the screen we see the card’s avatar. If you click on it, the section “ Cards" In the " Operations» you will find the latest and favorite payments, and you will also be able to pay for the services of mobile operators and much more. In addition, here you can top up your deposit, repay a loan, make a payment using your details, and also transfer funds from card to card.

Tab " Services» allows you to block a card, order a statement and activate the 3D-Secure service. If you need to remove a card from the application or rename it, please refer to the " Settings».

Transfers can be made to cards of any banks, and if you are going to transfer funds to an M-banking user, then for this you only need his phone number, which you can select directly from the address book.

Another useful feature is when making a payment or transfer, click on the star in the upper right corner, so you will add the operation to your favorites, which will reduce your time for future payments. When adding, you can immediately set up a reminder for the operation, so you won’t miss a single deadline.

In addition, all selected payments can be renamed at your discretion.

Let's return to the main page, the developers have brought here everything you need. For example, a map that will show you where the nearest ATM is, as well as exchange rates and the last payments you made.

In addition to all of the above, the application contains a section “ Deposits", which allows you to manage existing deposits, as well as view the archive of deposits.

Another section " Transaction log" By default, all transactions you have performed are displayed here in chronological order, but if necessary, you can select a specific type, for example, "Balance", "Payments" or "Alerts".

Chapter "Services" contains many useful features. With it, you can set up automatic payment, block the card, apply for a loan, issue a new card, and much more.

I really liked the section " Exchange rates" The best offers are presented indicating the distance to the point of sale. You can filter information by bank. For example, look for a favorable rate in a particular bank or in all of them at once. The section has a convenient calculator; you choose the rate for calculations yourself, which is rare.

« Banking services locator» will tell you and show you where to look for the nearest ATM or exchanger. All objects are shown relative to your current location and can be viewed as a list or on a map. Using a filter, you can narrow your search, for example, you can choose which objects to display (cash register and/or ATM) and which currency you are interested in.

In the section " Settings"You can change the access key to enter the application or change it to a PIN code; here you can also set up login using your fingerprint and enable SMS notifications.

Tester's personal opinion

The Belarusbank application has a lot of advantages, one of which is the ability to transfer funds to cards of any banks. Convenient function of transfer by phone number. I would also like to note the very functional services "Currency rates" And "Banking services locator".

The disadvantages include too complex process registration and activation of cards. Of course, I didn’t go to the information kiosk; I connected SMS banking via Internet banking. In order to enter it, in addition to your login and password, you also need a code from a code card, which took about 15 minutes to find. So, perhaps, it was worth a walk to the information kiosk.

Test result: 80 points out of 95 possible

Even more of the latest and interesting banking news on our channel in Telegram!

Evaluation criteria mobile application ForiOS Belarusbank
convenience Easy to connect:
- without visiting the bank (immediately after registration) and self-service devices
1\0 max 21 1
Authorization mechanism:
- by fingerprint
- PIN code
- login and password
- login, password and payment password
3 3
2
1
0
Availability of last paid payments and the ability to pay from them 2\0 2
Availability of last paid payments 1\0 1
Availability of selected payments 2\0 2
Ability to manage limits 5\0 0
Ease of changing and recovering your password:
- without visiting the bank
- with a visit to the bank
2 2
0
Balance checking speed:

Displayed on the first screen
- displayed on the first screen (request required)
- is not in a visible place
- available in the application, but you need to make 1 transition
- available in the application, but you need to make 2 transitions
- available in the application, but more than 2 transitions are needed

5 5
4
3
2
1
0
Functionality payments Possibility of creating automatic payment:
- any payment without restrictions
- there are restrictions
- no such function
2 max 13 1
1
0
Availability of payment history:
- search by history
- establishing a time period
- visualization (check)
3
1
Availability of free payment function 5\0 5
Ability to create a list of your payments and rename 2\0 2
One-click payments 1\0 0
translations To your bank card 2\0 max 14 2
To someone else's bank card 4\0 4
To a card of someone else's bank from a card of someone else's bank 5\0 5
Data required for translation:
- no card number needed
- you need a card number
- card number and additional information
3 3
2
1
Manually entering card details for transfer (no need to enter) 3\0 3
deposits Possibility of opening a deposit online 2\0 max 3 0
Online replenishment of existing deposit 1\0 1
loans Online application 1\0 max 7 1
Online receipt (without visiting the bank) 5\0 0
Loan repayment 1\0 1
additional features Online application for card reissue 2\0 max 27 2
Online card blocking 2\0 2
Payment Confirmation:
- there are receipts
- can be sent by email
2
(one point for each opportunity)
2
Connecting/disabling SMS notifications 2\0 2
Online ordering of a new card 2\0 2
Currency exchange rates 1\0 1
Working with the map:
- search for nearest branches (ATMs/POVs)
- detailed information on them
- ability to build a route
3
(one point for each opportunity)
3
Connect to 3-D Secure technology 3\0 3
PF manager 10 10
feedback from the bank Communication with the bank (shortest response time):
- up to 5 minutes
- up to 30 minutes
- from above
5 max 5 3
3
0
performance Number of errors:
- 0 errors
- 1 error
- more than 1 error
5 max 5 5
3
0
Maximum points 95 80